Corporate Solutions
Corporate solutions in insurance companies offer tailored risk management and coverage options for businesses.
These solutions encompass policies such as property and casualty insurance, liability coverage, employee benefits, and specialized coverage for industry-specific risks. They aim to protect corporate assets, mitigate liabilities, and support business continuity.
Group Benefits
Benefits available through your employer that allows for additional coverage towards medical, dental, health, and other basic needs. The Benefits Plan can also provide Disability, Life, and Critical Illness Insurance coverage. Depending on the plan, the employer can either pay for a portion or all of the premium cost for their employees.
Insured Retirement Plans (IRP) - (Tax Shelter For Corporation)
An insured retirement plan or IRP is a financial concept wherein a permanent life insurance policy. Usually, universal life is utilized as a vehicle to save up and build wealth for retirement. An IRP allows permanent policy owners to fund their life insurance policies over their initial base premium (cost of insurance, charges, and fees) with the intention of investing toward retirement, to take advantage of the tax-free asset accumulation from within their insurance policies during the accumulation phase. You can create a good retirement plan by taking monthly or annual payment from your cash value or you can also get a lump sum loan against your policy from the bank.
Business Over Head Insurance
Keep your business running, even when unexpected illness or accidents strike. Our Business Overhead Expense Insurance covers essential costs like rent, salaries, and utilities, ensuring operations continue smoothly. Plus, its premium is tax-deductible. Secure your business's future today with our reliable coverage.
Buy - Sell Insurance
A buy and sell agreement is a legally binding contract within a shareholders agreement, upon the death or disability of one of the parties, the remaining owner buys the deceased's interest at the predetermined price.